Friday, November 5, 2010

bankingarticles-How to Fix Your Credit Report

In order to get the best loan rates, sometimes you need to fix your credit report. For a variety of reasons, credit reporting agencies may have bad information. To fix your credit report, follow these simple steps. Then go back and get the loan terms you deserve.

What is Credit?

Credit is your reputation as a borrower. It tells others how likely you are to repay your loans. Credit is made up from information about your borrowing history. Most of the information comes from your credit reports.

What is a Credit Report?

A credit report contains information about your borrowing history. Lenders (and others) provide information that ends up on credit reports. They report how much you’ve borrowed, how you’ve repaid, and other details about your borrowing behavior.
When somebody wants a credit report, they request one from a credit reporting company - or "credit bureau".

What is a Credit Bureau?

Credit reporting agencies collect - and then distribute - all of this information about you. They are information warehouses, and if they have erroneous information your credit can suffer.
There is nothing a credit repair company can do to fix your credit that you can' t do yourself. Save your money and repair your credit yourself.
http://credit.about.com/od/creditrepair/ss/creditrepair.htm
Credit Repair Checklist - How to Fix a Bad Credit Report
The specific steps to credit repair depends on what's on your credit report. Here are some of the most common credit blemishes and information on fixing ...
http://credit.about.com/od/creditrepair/qt/repairlist.htm
Credit / Debt Management - Credit Repair Improve Credit Score and ...
Nov 4, 2010 ... Credit / Debt Management provides advice and tips on how to establish credit, improve credit scores, and repair bad credit.
http://credit.about.com/
How to Fix Your Credit Report - Banking Articles - Instructions to ...
In order to get the best loan rates, sometimes you need to fix your credit report. For a variety of reasons, credit reporting agencies may have bad ...
http://banking.about.com/od/loans/a/fixyourcredit.htm
Credit Repair
The effects from damaged credit can be far reaching. When it comes to credit repair it's hard to know where to go or how to start. Here you'll find the ...
http://credit.about.com/od/creditrepair/Credit_Repair.htm
Credit Repair Scam - Fix Your Credit Scam
Beware of companies offering to fix your credit rating. How to recognize and avoid credit repair scams.
http://phoenix.about.com/od/scam1/a/creditrepair.htm
Bad Credit - 15 Reasons You Put Off Credit Repair
You know the effects of having bad credit, yet you still haven't started your credit repair. Why? Well, here are 15 reasons you've been putting off credit ...
http://credit.about.com/od/creditrepair/tp/credit-repair-excuses.htm
Legal Credit Repair - What is Legal Credit Repair
Many credit repair companies advertise their services as "legal credit repair." Why is there a distinction? What things should you look out for?
http://credit.about.com/od/creditrepair/qt/legal-credit-repair.htm
Bad Credit Repair - 10 Credit Repair Mistakes
If you're thinking about repairing your credit, or even if you're going through the process now, there are some things you shouldn't do. Here are 10 credit ...
http://credit.about.com/od/creditrepair/tp/credit-repair-mistakes.htm
Cleaning Up Your Credit Report - Improving Your Credit Score
Credit Repair Checklist - How to Fix a Bad Credit Report · Experian Credit Report - How to Manage Your Experian Credit Report · Equifax Credit Report - How ...
http://homebuying.about.com/cs/yourcreditrating/p/credit_reports.htm

No comments: